A company's most valuable asset is its people. Keeping and motivating these people
is one of the most important tasks a management team can perform. The future success
of the business can depend upon it. Putting the right rewards package in place and
communicating it effectively to staff is fundamental to attracting and retaining
your key employees.
We are happy to provide advice on any of the issues detailed on the menu below, or
alternatively we can put a full benefits package together for you.
We have a clear understanding of the strengths and weaknesses of the major insurers,
pension providers, administrators and fund managers. Using this knowledge we can
guide you towards the provider that best suits your needs.
The cost of protection arrangements continually changes with new product launches,
new providers entering the market and existing providers making strategic decisions
as to whether they are under or over exposed in the market. Our work in this area
and our ability to help you manage risk can secure significant cost savings and ensure
that you have the most appropriate cover.
Companies experiencing absenteeism and increased staff health problems can benefit
from these schemes. Using Business Partners, strategies can be designed to turn this
problem around and create a better workplace and more effective and motivated workforce.
Director & Shareholder Cover
To lose a director, partner or other key employee as a result of death or major illness
can have a major impact on a business. We ensure this area is addressed and not overlooked.
Private Client Clinics
As part of any benefits package that you offer your staff, Aspect Financial Solutions
can provide your employees with a Personal Financial Review service.
Typically we advise employees falling into one of four categories within your company:
Where we provide an overview of the benefits that the employer provides and then
check that all of their other requirements have been considered and addressed.
As above, plus covering any benefits that they may have inherited or lost from their
As above, plus looking at options to continue current benefits and consider those
offered in their new position.
When your employees retire, they need to ensure that they have looked after all their
financial needs for the future. With retirement planning it is best to ensure that
their pension and investment plans are correctly positioned to provide them with
the necessary income, in the most tax efficient manner, and ensure these plans are
suitable for their new lifestyle and their new attitude to investment risk. Auditing
and reviewing these plans before retirement is always advisable so your employees
can enjoy their retirement with peace of mind.